Terms & Conditions

**Terms & Conditions**

These Online Payment Terms govern the use of the payment transaction services (“Services”) for event and membership registration provided by the 14th Conference of the Pan Arab Neurosurgical Society through the PAN ARAB App.

By using these Services, you are entering into an agreement with the 14th Conference of the Pan Arab Neurosurgical Society. Please carefully read the terms before proceeding. You may either accept or decline the terms at the bottom of this page. To make a payment through the Services, you must accept the Terms by clicking “Accept Merchant Terms & Conditions.”

**Modifications**
The 14th Conference of the Pan Arab Neurosurgical Society reserves the right to modify these Online Payment Terms at any time without prior notice. It is your responsibility to review the Terms each time you use the Services.

We recommend that you retain a copy of your transaction records for your reference.

**Purpose**
You may use the Services to make payments to the 14th Conference of the Pan Arab Neurosurgical Society, provided that you do not:

– Damage or disrupt the Services.
– Use the Services for unauthorized or illegal purposes.

**Your Warranties**
By using the Services, you confirm that:

– You are at least 18 years old.
– You have the authority to accept these Terms and fulfill your obligations under them.
– The credit card used for the transaction is in your name.
– You will pay all charges to your credit card issuer as incurred through the Services.
– The information you provide is accurate and truthful.

**Payment**
Payments can only be made using Visa or MasterCard credit cards. The 14th Conference of the Pan Arab Neurosurgical Society may contact you to verify your credit card details. All payments are processed in Saudi Arabian Riyals or United States Dollars and may include applicable taxes.

Partial payments are allowed, provided the full amount is paid by the due date specified in your invoice. All other payments must be made in full by the final due date.

Once a payment is completed, a confirmation screen will display your transaction details. It is your responsibility to ensure the information is accurate. The 14th Conference of the Pan Arab Neurosurgical Society is not responsible for any errors due to incorrect data entry. Payments cannot be canceled once processed.

The 14th Conference of the Pan Arab Neurosurgical Society is not liable for payment rejections or reversals, which are solely between you and your credit card issuer.

**Information Collection**
Your credit card information is processed securely via a third-party website. The only information provided to the 14th Conference of the Pan Arab Neurosurgical Society is:

– The payer’s name.
– The invoice/notice number.
– The payment amount.

By using the Services, you agree to submit your information electronically and authorize the 14th Conference of the Pan Arab Neurosurgical Society to collect transaction-related information.

**Refunds**
Refund requests must be made in writing, with proof of overpayment, and submitted to finance@kr.net.sa or sent to the 14th Conference of the Pan Arab Neurosurgical Society at 6977 Umm Al Fakhr, Al Olaya, Riyadh 12241. If approved, the refund will be transferred to your designated bank account.

**Disputed Amounts**
For any disputes regarding payments, please contact the 14th Conference of the Pan Arab Neurosurgical Society at info@kr.net.sa.

**Security**
Payments are processed through a secure third-party website. However, please note that no internet transmission is entirely secure, and data may be intercepted. The 14th Conference of the Pan Arab Neurosurgical Society is not responsible for any unauthorized access or interception of your information.

**Limitation of Liability**
To the extent allowed by law, the 14th Conference of the Pan Arab Neurosurgical Society is not liable for any damages, losses, costs (including legal fees), or any indirect or consequential damages arising from the use of the Services.

**Governing Law**
These Online Payment Terms are governed by the laws of Saudi Arabia. Saudi Arabian courts have exclusive jurisdiction over any disputes related to the Services and these Terms.